Many borrowers are very keen that the financial product that has been selected is quickly available. After all, our life has become very fast-paced and fast-paced. And so it is also important that financial decisions, no matter what type, can be made quickly.
In the case of a loan, this means that the loan should be in the account in 24 hours. An instant loan, a lightning credit or even a loan with a fast payment, as these loans are also known, can be taken up in different ways. Most borrowers, however, choose to take the loan to their local bank account in 24 hours. This is the only way to ensure that the money from the loan is actually available when it is needed.
What is the best course of action?
Every loan requires a little preparatory work. Above all, several offers should be compared before signing a loan agreement. This is the only way as a borrower to be sure that a really good loan offer can be used.
With a loan in the account in 24 hours, it is also important that the loan amount is not too high. The more money is required, the more intensively banks and savings banks check their creditworthiness. This takes a lot of time. Added to this is the fact that a guarantor is usually always required for large loan amounts. Obtaining this can also take a long time, which delays the application and thus the disbursement of the loan.
In order to be able to take advantage of the best possible offer, the house bank should always be asked for a loan in the account in 24 hours. The house bank knows the prospect very well and can best tell whether a loan is possible. On top of that, the effort that has to be made when borrowing from a house bank is significantly less than when borrowing from a third-party bank. Because the house bank has all the documents needed for borrowing and can therefore come to a quick judgment and strive for a quick payment.
With the offer from the house bank, however, an offer from various other banks should also be obtained. Because a comparison is also highly recommended with such a loan. Thanks to the offer from the house bank, the comparison can be made very quickly. Because the other bank only has to be presented with the offer. This sift through it and can immediately tell whether it can make a better offer or not. If this succeeds, the better offer can be used. Otherwise, the loan should be taken out at the house bank.
What do the online banks offer?
Some online banks also advertise with a credit in 24 hours on the account. However, it must be borne in mind here that such offers are mostly only lure offers. Online banks are making every effort to provide a loan as quickly as possible. However, due to the fact that all documents have to be exchanged by post or fax, that the loan agreement has to be signed by both sides and that the borrower has to be legitimized, the processing of the loan and its payment are delayed. A credit in 24 hours on the account is therefore hardly possible via an online bank.
Tip: Since the online banks usually have much cheaper offers and a comparison can be carried out much faster and more precisely over the Internet, it should be considered whether the fast payment is really so important that these advantages can be ignored. Perhaps a little more time can be spent, which then ensures that a lot of money is saved when the loan is repaid.